This is NOT your basic Credit Repair 101 class. There are a lot of misunderstandings and misconceptions about how the credit repair process works, what debt collectors can and can’t do, and how quickly and how much credit scores can be improved. We have compiled some of the most frequently asked advanced questions about credit repair that you have submitted to us and will address them in a rapid-fire manner. What specifically do YOU want to know about the credit repair process? Bring your questions!
Credit restoration expert and attorney, Mathew Jacob, of RCS Credit Solutions, will answer all your questions. Some of the questions we will be addressing include:
* How can clients get around credit report errors that are stonewalled by the creditors, collectors, and/or the bureaus?
* What really constitutes “Date of Last Activity” on a delinquent tradeline? Calling the creditor to inquire on the account? A voice mail message from a collection company? A request to validate the debt? (You’ll be surprised at the answer to this one.)
* How do you deal with a single derogatory account that has been transferred or sold to several collectors, resulting in multiple entries on the credit report? Who has the authority to report? (29% of all collection items have duplicate entries.)
* What actions can be taken to stop the sale of medical collections?
* And much more . . .
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